Background

Extreme cycling disciplines like downhill, freeride, BMX, trial, and DuroRide carry particularly high injury risks, with common accidents including high-speed crashes, failed jumps, collisions with obstacles, and falls from significant heights. A single hospital day after a mountain biking crash in British Columbia can cost $700 or more, and evacuation from a remote trail in the California mountains or Austrian Alps can run into the tens of thousands. Cycling travel insurance from https://sportravelling.com/cycling/ explicitly covers all extreme cycling activities including downhill, freeride, BMX, trial, DuroRide, mountain biking, and track racing, with no hidden exclusions for professional or competitive riding. The policy includes medical treatment, helicopter rescue from remote locations, repatriation, trip cancellation due to injury, and equipment insurance that pays 50% of the insured amount within 24 hours for stolen or damaged bikes and gear.